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Insurance Commission Calculator
Estimate insurance commission over the life of a policy with first-year and renewal rates, weighted by persistency.
Insurance Commission Calculator
Expected lifetime commissionfirst year ₹15,000
| Year | Rate | Still in force | Expected |
|---|---|---|---|
| 1 | 30% | 100% | ₹15,000 |
| 2 | 5% | 85% | ₹2,125 |
| 3 | 5% | 72% | ₹1,806 |
| 4 | 5% | 61% | ₹1,535 |
| 5 | 5% | 52% | ₹1,305 |
| 6 | 5% | 44% | ₹1,109 |
| 7 | 5% | 38% | ₹943 |
| 8 | 5% | 32% | ₹801 |
| 9 | 5% | 27% | ₹681 |
| 10 | 5% | 23% | ₹579 |
India: commission limits sit within each insurer’s board-approved policy under IRDAI’s 2023 expenses-of-management regulations. Rates vary by product and channel — use your agency agreement.
Estimates for planning only — not insurance, financial or tax advice. Premiums, rules and benefits vary by insurer and change; confirm with your insurer or a licensed adviser. Disclaimer
Frequently asked questions
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