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Insurance Grace Period Calculator
Find the last date to pay a premium without the policy lapsing: IRDAI 30/15 days, US 31 days, India health renewal grace.
Insurance Grace Period Calculator
Last day to pay without lapse30-day grace period from 13 November 2026
IRDAI life policies: 30 days grace for annual, half-yearly and quarterly modes, 15 days for monthly. Lapsed policies can usually be revived within five years with arrears and interest.
Estimates for planning only — not insurance, financial or tax advice. Premiums, rules and benefits vary by insurer and change; confirm with your insurer or a licensed adviser. Disclaimer
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