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UK Insurance Premium Tax Calculator
See the IPT inside any UK premium.
UK Insurance Premium Tax Calculator
Insurance Premium Tax (12%)Premium £535.71 + IPT = £600.00
IPT: standard rate 12% (since June 2017), higher rate 20% (travel and some goods-related cover). Long-term insurance such as life cover is exempt. Rates unchanged in the latest Budget — check HMRC guidance for edge cases.
Estimates for planning only — not insurance, financial or tax advice. Premiums, rules and benefits vary by insurer and change; confirm with your insurer or a licensed adviser. Disclaimer
Frequently asked questions
Is my data uploaded?
No. The calculation runs entirely in your browser — nothing you type is sent to a server.
Is it free?
Yes — free, unlimited and no sign-up.