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HSA Contribution & Tax Savings Calculator
See your 2026 limit, remaining room and tax saved.
HSA Contribution & Tax Savings Calculator
Tax saved this yearon $3,000 of your contributions
2026 contribution limit
$4,400
Room left
$900
IRS 2026 HSA limits: $4,400 self-only, $8,750 family, +$1,000 catch-up at 55+. Requires an HSA-eligible high-deductible health plan. California and New Jersey tax HSA contributions at state level.
Estimates for planning only — not insurance, financial or tax advice. Premiums, rules and benefits vary by insurer and change; confirm with your insurer or a licensed adviser. Disclaimer
Frequently asked questions
Is my data uploaded?
No. The calculation runs entirely in your browser — nothing you type is sent to a server.
Is it free?
Yes — free, unlimited and no sign-up.