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Business Interruption Sum Insured Calculator
Calculate the business interruption sum insured from gross profit, growth, indemnity period and increased cost of working — avoid the average clause.
Business Interruption Sum Insured Calculator
Business interruption sum insured18-month indemnity period on gross profit of £840,000
For indemnity periods over 12 months, insure the gross profit for the whole period (e.g. 18 months = 1.5× annual GP). Choose a period long enough to rebuild and win back customers — often 18–36 months. Under-insuring triggers the average clause.
Estimates for planning only — not insurance, financial or tax advice. Premiums, rules and benefits vary by insurer and change; confirm with your insurer or a licensed adviser. Disclaimer
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