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Home Rebuild Cost Calculator
Insure for what it costs to rebuild.
Home Rebuild Cost Calculator
Buildings sum insured (rebuild cost)$360,000 construction + 15% fees + extras
Contents cover
$180,000
Per unit area
$217
Insure the cost to rebuild, not the market value — land is not destroyed by fire. Use local per-sq-ft rebuild rates from a builder, surveyor or your insurer’s rebuild calculator, and add 10–20% for demolition and fees.
Estimates for planning only — not insurance, financial or tax advice. Premiums, rules and benefits vary by insurer and change; confirm with your insurer or a licensed adviser. Disclaimer
Frequently asked questions
Is my data uploaded?
No. The calculation runs entirely in your browser — nothing you type is sent to a server.
Is it free?
Yes — free, unlimited and no sign-up.