- No data uploaded
- Instant results
Recurring Deposit Calculator
Example: investing ₹5,000 every month for 5 years at 7% interest grows to ₹3,59,664, of which ₹59,664 is interest.
Recurring Deposit Calculator
₹
%
yrs
Maturity value
Total invested
₹3,00,000
Est. returns
₹59,664
Total investedEst. returns
Estimates for information only — not financial, tax or investment advice. Rates and rules change; confirm with an official source or a qualified professional. Disclaimer
How the recurring deposit maturity is calculated
Each monthly deposit compounds quarterly for its remaining tenure: A = Σ R × (1 + r/4)months left ÷ 3 — the method Indian banks use.
Tax on interest
FD and RD interest is added to your income and taxed at your slab rate; banks deduct TDS when interest exceeds the yearly threshold. Compare post-tax returns when choosing between deposits and other options.
₹5,000 per month at 7% over time
| Period | Invested | Returns | Maturity value |
|---|---|---|---|
| 3 years | ₹1,80,000 | ₹20,686 | ₹2,00,686 |
| 5 years | ₹3,00,000 | ₹59,664 | ₹3,59,664 |
| 10 years | ₹6,00,000 | ₹2,68,509 | ₹8,68,509 |
| 15 years | ₹9,00,000 | ₹6,88,411 | ₹15,88,411 |
| 20 years | ₹12,00,000 | ₹14,06,913 | ₹26,06,913 |
| 25 years | ₹15,00,000 | ₹25,47,868 | ₹40,47,868 |
| 30 years | ₹18,00,000 | ₹42,86,499 | ₹60,86,499 |
Frequently asked questions
What will ₹5,000 per month become in 5 years?
About ₹3,59,664 at 7% (₹3,00,000 invested + ₹59,664 interest).
Can I change the rate of return?
Yes — edit the rate field in the calculator; results update instantly.
Is my data stored?
No. All calculations run in your browser and nothing is sent to a server.