Skip to content
  • No data uploaded
  • Instant results

Income Tax Calculator — FY 2026-27 (India)

Enter your annual income (and, for the old regime, your deductions) to compare both regimes side by side. Budget 2026 kept the FY 2025-26 slabs, rebate and standard deduction unchanged for FY 2026-27.

Income Tax Calculator — FY 2026-27 (India)

₹
₹
New regime — tax payable ₹97,500 6.50% effective
Old regime — tax payable ₹2,57,400 17.16% effective

The new regime saves you ₹1,59,900 a year.

FY 2026-27 estimate · excludes capital-gains and other special-rate income.

Estimates for information only — not financial, tax or investment advice. Rates and rules change; confirm with an official source or a qualified professional. Disclaimer

Free Income Tax Calculator — FY 2026-27 (India) by pGento

New regime rules for FY 2026-27

  • Slabs: nil to ₹4 lakh, then 5% / 10% / 15% / 20% / 25% in ₹4 lakh steps, and 30% above ₹24 lakh.
  • Section 87A rebate up to ₹60,000 makes tax nil up to ₹12 lakh of taxable income (₹12.75 lakh salary after the ₹75,000 standard deduction), with marginal relief just above.
  • Surcharge above ₹50 lakh (capped at 25%) and 4% cess.

Limitations of this estimate

The calculator assumes a resident individual below 60 with salary/other normal-rate income. It does not handle capital gains or other special-rate income, age-based old-regime slabs or marginal relief on surcharge. FY 2026-27 is also the first “tax year” under the Income-tax Act 2025 — section numbers change but the figures above don’t. Confirm with the Income Tax Department or a CA before filing.

New tax regime slabs — FY 2026-27 (AY 2027-28)

Taxable incomeRate
Up to ₹4 lakhNil
₹4–8 lakh5%
₹8–12 lakh10%
₹12–16 lakh15%
₹16–20 lakh20%
₹20–24 lakh25%
Above ₹24 lakh30%

Frequently asked questions

Is income up to ₹12 lakh tax-free?
Yes under the new regime: taxable income up to ₹12 lakh gets a full Section 87A rebate, so salaried income up to ₹12.75 lakh pays no tax.
Which regime should I choose?
The new regime usually wins unless your deductions (80C, 80D, HRA, home-loan interest) are large. Enter your figures above to compare.
Is this the official calculation?
No — it is a free estimate. Use the Income Tax Department’s portal or a chartered accountant for filing.
Income Tax Calculator — FY 2026-27 (India)

Embed this tool on your site

Paste this code into any web page. It stays free, fast and ad-free inside your site.

Print or save as PDF

Prints just this tool and its result. Choose “Save as PDF” as the printer to get a file. Branding is stored only in this browser.