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Fixed Deposit Calculator
Example: investing ₹1,00,000 once for 5 years at 7% interest grows to ₹1,41,478, of which ₹41,478 is interest.
Fixed Deposit Calculator
₹
%
yrs
Maturity value
Total invested
₹1,00,000
Est. returns
₹41,478
Total investedEst. returns
Estimates for information only — not financial, tax or investment advice. Rates and rules change; confirm with an official source or a qualified professional. Disclaimer
How the fixed deposit maturity is calculated
A = P × (1 + r/n)n·t. Most Indian banks compound FDs quarterly (n = 4).
Tax on interest
FD and RD interest is added to your income and taxed at your slab rate; banks deduct TDS when interest exceeds the yearly threshold. Compare post-tax returns when choosing between deposits and other options.
₹1,00,000 invested at 7% over time
| Period | Invested | Returns | Maturity value |
|---|---|---|---|
| 3 years | ₹1,00,000 | ₹23,144 | ₹1,23,144 |
| 5 years | ₹1,00,000 | ₹41,478 | ₹1,41,478 |
| 10 years | ₹1,00,000 | ₹1,00,160 | ₹2,00,160 |
| 15 years | ₹1,00,000 | ₹1,83,182 | ₹2,83,182 |
| 20 years | ₹1,00,000 | ₹3,00,639 | ₹4,00,639 |
| 25 years | ₹1,00,000 | ₹4,66,816 | ₹5,66,816 |
| 30 years | ₹1,00,000 | ₹7,01,918 | ₹8,01,918 |
Frequently asked questions
What will ₹1,00,000 become in 5 years?
About ₹1,41,478 at 7% (₹1,00,000 invested + ₹41,478 interest).
Can I change the rate of return?
Yes — edit the rate field in the calculator; results update instantly.
Is my data stored?
No. All calculations run in your browser and nothing is sent to a server.