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Lump Sum Calculator
Example: investing ₹1,00,000 once for 10 years at 12% expected return grows to ₹3,10,585, of which ₹2,10,585 is estimated returns.
Lump Sum Calculator
₹
%
yrs
Maturity value
Total invested
₹1,00,000
Est. returns
₹2,10,585
Total investedEst. returns
Market returns are not guaranteed — this is an illustration, not advice.
Estimates for information only — not financial, tax or investment advice. Rates and rules change; confirm with an official source or a qualified professional. Disclaimer
How the lump sum maturity is calculated
FV = P × (1 + r)t, with annual compounding at rate r for t years.
Important: returns are not guaranteed
Mutual fund returns vary with markets; the expected-return figure is an assumption for illustration. Past performance does not guarantee future results — read scheme documents or speak to a SEBI-registered adviser before investing.
₹1,00,000 invested at 12% over time
| Period | Invested | Returns | Maturity value |
|---|---|---|---|
| 3 years | ₹1,00,000 | ₹40,493 | ₹1,40,493 |
| 5 years | ₹1,00,000 | ₹76,234 | ₹1,76,234 |
| 10 years | ₹1,00,000 | ₹2,10,585 | ₹3,10,585 |
| 15 years | ₹1,00,000 | ₹4,47,357 | ₹5,47,357 |
| 20 years | ₹1,00,000 | ₹8,64,629 | ₹9,64,629 |
| 25 years | ₹1,00,000 | ₹16,00,006 | ₹17,00,006 |
| 30 years | ₹1,00,000 | ₹28,95,992 | ₹29,95,992 |
Frequently asked questions
What will ₹1,00,000 become in 10 years?
About ₹3,10,585 at 12% (₹1,00,000 invested + ₹2,10,585 estimated returns).
Can I change the rate of return?
Yes — edit the rate field in the calculator; results update instantly.
Is my data stored?
No. All calculations run in your browser and nothing is sent to a server.