- No data uploaded
- Instant results
Home Affordability Calculator
Enter your income, monthly debts and down payment to see the maximum price that fits the 28/36 rule.
Home Affordability Calculator
Home price you can affordMax housing payment $2,333/month (28/36 rule)
Loan amount
$298,300
Down payment
16.7%
Lenders also look at credit score, reserves and loan type (FHA and VA allow higher ratios). Leave room for maintenance — budget about 1% of the price a year.
Estimates for information only — not financial, tax or investment advice. Rates and rules change; confirm with an official source or a qualified professional. Disclaimer
Frequently asked questions
Is my data uploaded?
No. The calculation runs entirely in your browser — nothing you type is sent to a server.
Is it free?
Yes — free, unlimited and no sign-up.