- No data uploaded
- Instant results
Earthquake Deductible Calculator
Percentage deductibles explained with your numbers.
Earthquake Deductible Calculator
You pay first (deductible)Insurer pays $45,000
Earthquake deductibles are usually 10–25% of dwelling coverage (e.g. California CEA), hurricane/windstorm deductibles 1–5% in coastal US states. The percentage is of the coverage limit, not of the damage.
Estimates for planning only — not insurance, financial or tax advice. Premiums, rules and benefits vary by insurer and change; confirm with your insurer or a licensed adviser. Disclaimer
Frequently asked questions
Is my data uploaded?
No. The calculation runs entirely in your browser — nothing you type is sent to a server.
Is it free?
Yes — free, unlimited and no sign-up.