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Family Floater Cover Calculator
Size your family’s health cover for 2026 hospital costs.
Family Floater Cover Calculator
Suggested family floater cover2 adults + 2 children, eldest 38
Personal base policy
₹7,00,000
Add a super top-up of
₹10,00,000
Rule of thumb for 2026 hospital costs: one major hospitalisation in a metro can exceed ₹5–10 lakh. Do not rely only on employer cover — it ends when you change jobs. Seniors are better on a separate policy. Individual health insurance premiums are GST-exempt from 22 September 2025.
Estimates for planning only — not insurance, financial or tax advice. Premiums, rules and benefits vary by insurer and change; confirm with your insurer or a licensed adviser. Disclaimer
Frequently asked questions
Is my data uploaded?
No. The calculation runs entirely in your browser — nothing you type is sent to a server.
Is it free?
Yes — free, unlimited and no sign-up.