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Razorpay Fee Calculator
Razorpay’s standard rate for domestic cards, upi, netbanking, wallets is 2% plus 18% GST on the fee. On ₹10,000.00 you pay ₹236.00 and receive ₹9,764.00 (2.36% effective).
Razorpay fee calculator
You receive
2.36% total cost
Razorpay fee
₹200.00
GST on fee (18%)
₹36.00
Total deducted
₹236.00
Charge ₹10,241.70
Standard published rates (2026-11). Negotiated pricing may differ — confirm with Razorpay.
Estimates for information only — not financial, tax or investment advice. Rates and rules change; confirm with an official source or a qualified professional. Disclaimer
How Razorpay fees are calculated
Fee = amount × 2%; GST = fee × 18% (GST applies to the gateway’s fee, not your sale). To receive an exact amount, gross up: charge = (target + fixed × 1.18) ÷ (1 − rate × 1.18).
All payment methods
- Domestic cards, UPI, netbanking, wallets: 2%
- Amex, Diners, EMI & premium methods: 3%
- International cards: 3%
Source: Razorpay pricing (standard rates, 2026-11). Negotiated, promotional and enterprise pricing differ.
Razorpay fees on common amounts (Domestic cards, UPI, netbanking, wallets)
| Payment | Fee + GST | You receive | Charge to receive this amount |
|---|---|---|---|
| ₹500.00 | ₹11.80 | ₹488.20 | ₹512.09 |
| ₹1,000.00 | ₹23.60 | ₹976.40 | ₹1,024.17 |
| ₹5,000.00 | ₹118.00 | ₹4,882.00 | ₹5,120.85 |
| ₹10,000.00 | ₹236.00 | ₹9,764.00 | ₹10,241.70 |
| ₹50,000.00 | ₹1,180.00 | ₹48,820.00 | ₹51,208.52 |
| ₹1,00,000.00 | ₹2,360.00 | ₹97,640.00 | ₹1,02,417.04 |
Frequently asked questions
How much does Razorpay charge on ₹10,000.00?
₹236.00 at the standard rate, leaving ₹9,764.00.
How much should I charge to receive an exact amount?
To receive ₹10,000.00, charge about ₹10,241.70.
Is GST charged on the full payment?
No — the 18% GST applies only to the gateway’s fee.