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PayPal (US) Fee Calculator
PayPal (US)’s standard rate for paypal checkout / venmo is 3.49% + $0.49. On $500.00 you pay $17.94 and receive $482.06 (3.59% effective).
PayPal (US) fee calculator
You receive
3.98% total cost
PayPal (US) fee
$3.98
Tax on fee
n/a
Total deducted
$3.98
Charge $104.12
Standard published rates (2026-11). Negotiated pricing may differ — confirm with PayPal (US).
Estimates for information only — not financial, tax or investment advice. Rates and rules change; confirm with an official source or a qualified professional. Disclaimer
How PayPal (US) fees are calculated
Fee = amount × 3.49% + $0.49. To receive an exact amount, gross up: charge = (target + fixed) ÷ (1 − rate).
All payment methods
- PayPal Checkout / Venmo: 3.49% + $0.49
- Standard card payments: 2.99% + $0.49
- International PayPal Checkout (+1.5%): 4.99% + $0.49
Source: PayPal (US) pricing (standard rates, 2026-11). Negotiated, promotional and enterprise pricing differ.
PayPal (US) fees on common amounts (PayPal Checkout / Venmo)
| Payment | Fee | You receive | Charge to receive this amount |
|---|---|---|---|
| $10.00 | $0.84 | $9.16 | $10.87 |
| $50.00 | $2.24 | $47.77 | $52.32 |
| $100.00 | $3.98 | $96.02 | $104.12 |
| $500.00 | $17.94 | $482.06 | $518.59 |
| $1,000.00 | $35.39 | $964.61 | $1,036.67 |
| $5,000.00 | $174.99 | $4,825.01 | $5,181.32 |
Frequently asked questions
How much does PayPal (US) charge on $500.00?
$17.94 at the standard rate, leaving $482.06.
How much should I charge to receive an exact amount?
To receive $500.00, charge about $518.59.