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RBI Grade B Practice Questions
Original practice questions for the RBI Grade B Officer Examination (Reserve Bank of India (RBI)), mixed across 5 topics with instant answers and explanations. Practise by topic below or take the timed mock test.
RBI Grade B mixed practice
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Q1.Economy & Banking AwarenessWhich type of account typically earns no interest in India?
Show answer & explanation
Answer: D — Current account
Current accounts for businesses usually pay no interest.
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Q2.Accounting & FinanceDiversification mainly reduces:
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Answer: C — Unsystematic (specific) risk
Holding many assets reduces company-specific risk, not market risk.
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Q3.Data InterpretationThe price of an item changes from ₹300 to ₹330. What is the percentage change?
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Answer: D — 10% increase
Change = 30 on a base of 300: 30/300 × 100 = 10% increase. Always divide by the ORIGINAL value.
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Q4.Logical ReasoningFind the next letter: I, K, M, O, ?
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Answer: C — Q
The letters advance by 2 each time (skip 1).
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Q5.English GrammarIdentify the error: “One of my friend is a doctor.”
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Answer: C — my friend
After “one of” use a plural noun: “one of my friends”.
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Q6.Economy & Banking AwarenessWhich ratio measures a bank’s capital against its risk-weighted assets?
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Answer: C — CAR (CRAR)
Capital Adequacy Ratio = capital ÷ risk-weighted assets (Basel norms).
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Q7.Accounting & FinanceWhat is the present value of ₹2,000 received in 3 years at a 10% discount rate?
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Answer: D — ₹1,503
PV = FV/(1 + r)ⁿ = 2,000 / 1.10^3 = ₹1,503.
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Q8.Data InterpretationSales (units): 2021: 650 · 2022: 540 · 2023: 810 · 2024: 880 · 2025: 680. What was the percentage change in 2023 over 2022?
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Answer: D — 50%
Change = 810 − 540 = 270; ÷ 540 × 100 = 50%.
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Q9.Logical ReasoningWhich number is the odd one out: 19, 35, 47, 53?
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Answer: A — 35
53, 47, 19 are prime; 35 is composite (35 = 5 × 7).
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Q10.English GrammarChoose the correct option: She has been working here ___ 2019.
Show answer & explanation
Answer: A — since
Use “since” with a point in time (2019) and “for” with a duration.
About RBI Grade B
RBI Grade B Officer Examination — conducted by Reserve Bank of India (RBI). Recruits officers to the Reserve Bank; Phase II tests economic & social issues and finance & management.
Original practice questions written for this site in the style and difficulty of each exam’s syllabus. They are not past papers and the site is not affiliated with any exam body. Exam patterns, marking schemes and syllabi change — always check the latest official notification.
Practise by topic
- Economy & Banking Awareness questions — Know what each regulator does (RBI, SEBI, IRDAI, PFRDA), the policy tools (repo, CRR, SLR) and the definitions behind GDP, inflation and fiscal deficit.
- Accounting & Finance questions — Master the accounting equation, the three financial statements and time value of money: FV = PV(1 + r)ⁿ, PV of an annuity = PMT × [1 − (1 + r)⁻ⁿ]/r.
- Data Interpretation questions — Read the table title, units and years before calculating.
- Logical Reasoning questions — For coding questions write the letter positions (A = 1 … Z = 26).
- English Grammar questions — Find the subject first and make the verb agree with it, ignoring phrases in between.
- RBI Grade B mock test — 25 timed questions with negative marking.
RBI Grade B practice topics
| Topic | Section | Question source |
|---|---|---|
| Economy & Banking Awareness | General awareness | Question bank |
| Accounting & Finance | Finance | Calculated + question bank |
| Data Interpretation | Data interpretation | Calculated (new numbers every set) |
| Logical Reasoning | Reasoning | Calculated (new numbers every set) |
| English Grammar | English | Question bank |