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RBI Grade B Mock Test
A timed 25-question mock for the RBI Grade B Officer Examination covering economy & banking awareness, accounting & finance, data interpretation, logical reasoning, english grammar. Answer, submit and review every question with its explanation; set negative marking to match your exam’s current scheme.
RBI Grade B mock test
25 questions · 1 mark each · the timer starts with your first answer and the test submits itself when time runs out.
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Q1.Economy & Banking AwarenessOpportunity cost is:
Answer: B — The value of the next best alternative forgone
It is the benefit given up by choosing one option over the next best.
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Q2.Accounting & FinanceStandard deviation in finance measures:
Answer: C — Volatility (dispersion) of returns
It measures how widely returns vary around the mean.
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Q3.Data InterpretationThe price of an item changes from ₹600 to ₹750. What is the percentage change?
Answer: A — 25% increase
Change = 150 on a base of 600: 150/600 × 100 = 25% increase. Always divide by the ORIGINAL value.
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Q4.Logical ReasoningIf PLAN is coded as RNCP, how is FISH coded?
Answer: B — HKUJ
Each letter moves 2 places forward in the alphabet (PLAN → RNCP), so FISH → HKUJ.
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Q5.English GrammarChoose the correct option: Let’s discuss ___ the matter tomorrow.
Answer: A — no preposition
“Discuss” is transitive: we discuss the matter (no “about”).
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Q6.Economy & Banking AwarenessWhat does GDP stand for?
Answer: B — Gross Domestic Product
GDP measures the market value of final goods and services produced within a country.
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Q7.Accounting & FinanceFind the present value of ₹1,000 received at the end of each year for 7 years at 8%.
Answer: A — ₹5,206
PV of an ordinary annuity = PMT × [1 − (1 + r)⁻ⁿ]/r = 1,000 × 5.2064 = ₹5,206.
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Q8.Data InterpretationThe average of 10 numbers is 45. If 73 is added, what is the new average?
Answer: A — 47.55
Old total = 10 × 45 = 450. New total = 450 + 73 = 523; new average = 523/11 = 47.55.
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Q9.Logical ReasoningWhich number is the odd one out: 11, 19, 29, 39?
Answer: B — 39
29, 19, 11 are prime; 39 is composite (39 = 3 × 13).
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Q10.English GrammarChoose the correct preposition: She is good ___ mathematics.
Answer: C — at
The idiom is “good at” a subject or skill.
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Q11.Economy & Banking AwarenessWhich ratio measures a bank’s capital against its risk-weighted assets?
Answer: B — CAR (CRAR)
Capital Adequacy Ratio = capital ÷ risk-weighted assets (Basel norms).
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Q12.Accounting & FinanceThe CAPM expected return equals:
Answer: A — Rf + β(Rm − Rf)
Capital Asset Pricing Model: risk-free rate + beta × market risk premium.
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Q13.Data InterpretationSales (units): 2021: 610 · 2022: 530 · 2023: 830 · 2024: 590 · 2025: 500. What was the percentage change in 2024 over 2023?
Answer: D — -28.92%
Change = 590 − 830 = -240; ÷ 830 × 100 = -28.92%.
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Q14.Logical ReasoningIf BOOK is coded as FSSO, how is MILK coded?
Answer: A — QMPO
Each letter moves 4 places forward in the alphabet (BOOK → FSSO), so MILK → QMPO.
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Q15.English GrammarChoose the correct indirect speech: He said, “I am tired.”
Answer: B — He said that he was tired.
With a past reporting verb, the present tense shifts back: “am” → “was”.
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Q16.Economy & Banking AwarenessFiscal deficit refers to:
Answer: A — Total expenditure minus total receipts excluding borrowings
Fiscal deficit = total expenditure − total receipts (excluding borrowings): the government’s borrowing requirement.
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Q17.Accounting & Finance₹2,000 is invested at 5% compounded annually. What is it worth after 2 years?
Answer: C — ₹2,205
FV = PV(1 + r)ⁿ = 2,000 × 1.05^2 = ₹2,205.
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Q18.Data InterpretationThe average of 8 numbers is 40. If 50 is added, what is the new average?
Answer: B — 41.11
Old total = 8 × 40 = 320. New total = 320 + 50 = 370; new average = 370/9 = 41.11.
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Q19.Logical ReasoningIf CODE is coded as GSHI, how is PLAN coded?
Answer: D — TPER
Each letter moves 4 places forward in the alphabet (CODE → GSHI), so PLAN → TPER.
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Q20.English GrammarChoose the correct comparative: This road is ___ than that one.
Answer: A — narrower
Two-syllable adjectives ending in -ow usually take -er: “narrower”.
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Q21.Economy & Banking AwarenessWhich instrument is used for transferring money electronically in real time for large values in India?
Answer: A — RTGS
RTGS settles individual large-value transactions in real time.
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Q22.Accounting & FinanceDiversification mainly reduces:
Answer: B — Unsystematic (specific) risk
Holding many assets reduces company-specific risk, not market risk.
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Q23.Data InterpretationSales (units): 2021: 370 · 2022: 490 · 2023: 240 · 2024: 860 · 2025: 860. What was the percentage change in 2025 over 2024?
Answer: A — 0%
Change = 860 − 860 = 0; ÷ 860 × 100 = 0%.
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Q24.Logical ReasoningWhat is the angle between the hour and minute hands of a clock at 2:20?
Answer: D — 50°
Angle = |30H − 5.5M| = |30×2 − 5.5×20| = 50°.
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Q25.English GrammarChoose the correct option: The furniture in the house ___ new.
Answer: C — is
“Furniture” is uncountable and takes a singular verb.
How the mock test works
- The timer starts with your first answer; the test submits itself when time runs out.
- Choose the negative marking that matches your exam (many Indian exams deduct ¼ or ⅓ of a mark — check the official notification).
- After submitting you get your score, accuracy, time taken and a topic-wise breakdown, then every explanation.
- “New mock test” builds another paper — calculation questions get new numbers.
About RBI Grade B
RBI Grade B Officer Examination — conducted by Reserve Bank of India (RBI). Recruits officers to the Reserve Bank; Phase II tests economic & social issues and finance & management.
Original practice questions written for this site in the style and difficulty of each exam’s syllabus. They are not past papers and the site is not affiliated with any exam body. Exam patterns, marking schemes and syllabi change — always check the latest official notification.
RBI Grade B practice topics
| Topic | Section | Question source |
|---|---|---|
| Economy & Banking Awareness | General awareness | Question bank |
| Accounting & Finance | Finance | Calculated + question bank |
| Data Interpretation | Data interpretation | Calculated (new numbers every set) |
| Logical Reasoning | Reasoning | Calculated (new numbers every set) |
| English Grammar | English | Question bank |