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Workers’ Compensation Premium Calculator
Estimate workers’ compensation premium: payroll ÷ 100 × class rate × experience mod, plus state fees and discounts.
Workers’ Compensation Premium Calculator
Estimated workers’ comp premium($500,000 ÷ 100) × 2.5 × EMR 1
Manual premium
$12,500
Effect of EMR
+$0
Class rates depend on your state and job classification code (NCCI or state bureau). An EMR below 1.0 rewards a good safety record.
Estimates for planning only — not insurance, financial or tax advice. Premiums, rules and benefits vary by insurer and change; confirm with your insurer or a licensed adviser. Disclaimer
Frequently asked questions
Is my data uploaded?
No. The calculation runs entirely in your browser — nothing you type is sent to a server.
Is it free?
Yes — free, unlimited and no sign-up.